French Retirees in Morocco Urged to Verify Life Status via Biometric App for Pension

The Agirc-Arrco supplementary pension scheme reminds the new solution offered to French retirees abroad for the annual verification of their existence with the implementation of a biometric recognition system. Nearly 1.2 million insured persons residing abroad must each year justify their existence to all the French schemes that pay them a retirement pension by validating their certificate of life. Previously, several ways of carrying out this procedure were offered to them: by mail, online with the My Retirement Abroad service, or even without any particular steps thanks to the automatic exchange of civil status data between France and a number of countries.

Today, this process is carried out through a biometric recognition system via the secure Mon certificat de vie application which allows insured persons to validate their certificate of life without having to go to a diplomatic and consular post or a local authority, Agirc-Arrco has recalled since July 2023. Its use is fast and free for users.

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In order to use the new biometric authentication solution, it is necessary to have a smartphone (iOS version equal to or greater than 14.3 or an Android version equal to or greater than 9) and a compatible identity document: passport or identity card issued by a European state (with the exception), Algeria or Morocco. The insured person receives a QR code by mail or email from the pension schemes, and installs the "Mon certificat de vie" application on a smartphone. He then photographs the identity document and follows the instructions to validate the certificate of life and download it. Once validated, the document is automatically transmitted to the insured person’s pension schemes, without them having to send anything else (no sending, either by email or by postal mail).

In case the certificate of life is not validated or the insured person does not wish to use the biometric option, he must use the form received by mail or download it from his retirement account, in the My Retirement Abroad service, then have it completed by a competent local authority and send it back, it is specified.