Morocco Real Estate Reform: Authentic Deeds Required, Paper Contracts Banned

To protect buyers, particularly Moroccans residing abroad (MRE), the House of Representatives validated bill 041.25. This text requires the drafting of official authentic deeds for any property transfer, off-plan sale or lease-to-own arrangement. Customary conventions, known as "O’rfi" (customary deed), are permanently banned from the legal circuit.

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This requirement extends directly to sales promises as well as special powers of attorney linked to land assets. By imposing this rigorous formalism, the legislator wishes to establish a genuine climate of trust and curb the countless disputes arising from imprecise or forged documents.

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While this comprehensive overhaul of the code of real rights and obligations significantly strengthens contractual security, it does raise some concerns. The systematic imposition of these official procedures risks mechanically increasing costs and lengthening processing times. A financial and administrative surcharge that could directly penalize ordinary citizens and small investors when finalizing their transactions on the national market.