Buying Apartment Morocco: Verify Condominium Documents Before Purchase

Buying an apartment in a residential building or condominium in Morocco is not limited to signing a compromise agreement or making a down payment. The land situation of the property must be checked, especially when the purchase concerns a new property, a recently divided building, or a residence still undergoing administrative finalization.

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The condominium regulations are among the important documents. They must be signed by the owner and filed as part of the procedure provided with the land registry office. These regulations organize the management of the building, distinguish between private and common areas, and establish the rules applicable to condominium owners.

The file must also include a descriptive report of the division. This document details the distribution of the building among the different private units. It is essential to know precisely what is being sold: apartment, cellar, garage, terrace, or other part attached to the property.

A topographic plan of the condominium is also required for each private unit and for each level of the building, including the terrace. For a buyer, this is important because it allows verification that the surface area, location, and condition of the property actually correspond to what is advertised.

The procedure also provides for a dated and signed registration request, as well as the receipt of the technical file deposit issued by the cadastral service. A duplicate of the land title may also be requested depending on the case. If the property is subject to a mortgage, the approval of the mortgagee may be necessary for the division and establishment of individual land titles.

These verifications are particularly useful for Moroccans living abroad, often forced to buy remotely or during short stays in Morocco. Before paying a substantial down payment, it is preferable to request the land references of the property, the condominium regulations, the topographic plan, and the status of the land title.

Fees depend on the nature of the file. For filing the condominium regulations, the fixed fee is 200 dirhams per private unit or per lot when the plan is established by the National Agency for Land Conservation, Cadastre and Cartography. It is 100 dirhams per private unit or per lot when the plan is established by an approved surveying engineer.

The establishment of individual land titles entails additional fees, including a 1.5% fee for establishing the land title, a 200 dirhams fee for each duplicate, a fixed fee of 100 dirhams for each land title to be established, with a minimum collection amount set at 800 dirhams.

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These documents are not mere formalities. They secure the purchase and prevent unpleasant surprises after signing: poorly identified apartment, common areas confused with private areas, terrace not attached to the property, or land title not yet established. In a condominium purchase in Morocco, verifying the land file before paying remains an essential precaution.